Church Mortgage Lending

Are You Interested In Lending To Antioch's Churches?

Church Mortgage Lending

Are You Interested In Lending To Antioch's Churches?

You are active in the church lending space and understand that properly structured loans to churches represent high-quality credits. You may or may not have personnel that specialize in underwriting church loans, but you are actively engaged in the market.

Or, perhaps you are not presently engaged in the market, but are interested to consider high-quality lending opportunities. Those banks already in the space know that landing to churches is most rewarding, as it creates a unique relationship- building base for business to members; and provides the bank with a relatively low-risk credit with slightly higher return than typical commercial real estate loans.

Antioch serves its banks in a number of ways. We thoroughly pre-qualify, analyze and structure a loan opportunity we present to our banks. Our banks rely on our 20-30 page Confidential Information Memorandum (“CIM”) which presents all relevant information your credit committee will initially need for their review. In addition to financial statements, demographics, history, biographical information, analytics, property description, membership/attendance statistics, etc., we provide a summary of industry-accepted metrics applicable to church financing—and score the proposed loan based on application of each of those metrics. So, whether you are a seasoned lender to churches, or new to the church lending space, we think you will be impressed with what you see. Our banks have given us raving reviews, and we are determined to work hard and produce a quality product--to continue to earn their trust and business.

Over the last 34 years, Antioch and its predecessors have provided financing (directly and through its community bank network) to literally thousands of churches—and well over $1 Billion, with average size being approximately $2.5 Million. Our track record over the last 34 years supports a statistically insignificant default rate—accomplished through strict and conservative application of the lending guidelines we’ve developed from numerous industry sources. Or initial entry into this unique are of lending began in 1981 when our CEO served as legal counsel to banks and trust companies in connection with church loans. We believe that the “wrong loan” for a good borrower is equally as damaging as the “right loan” for a bad borrower. Our goal and proven track record dictates that both our banks and our churches must win.

Contact us to find out more, or to request a copy of one of our CIMs on a recent church loan.


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